Simple & Advanced Solutions
Guaranteed income solutions that ensure financial stability throughout your retirement.
Retirement marks a significant new chapter in life, whether it’s decades away or just around the corner. Are you confident that you’ll have the financial resources to make this phase truly remarkable?
Even with diligent saving, various factors can impact your retirement readiness—market volatility, unexpected expenses, and the possibility of outliving your savings.
We invite you to experience our expertise firsthand by requesting an illustration. This personalized analysis demonstrates how we utilize the same financial products available to other firms to create tailored strategies that maximize returns and enhance growth potential.
After you receive your illustration, our team will guide you through a detailed review, ensuring you fully understand and benefit from the most comprehensive and competitive solutions available.
*All guarantees are backed by the financial wellness of the insurance company underwriting such products.
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Our Difference
Identify our interests to understand we do what’s best for you!
Our Firm
RWM Recommended Solutions- Fee-Based
- NO SURRENDER FEES
- Actively Managed
- Home Healthcare (optional)
- Lifetime Income Rider (optional)
- Higher Growth Potential
Competition
Commission Based Salesperson- Commission-Based (typically 7% of the account balance)
- Surrender Fees
- Passively Managed
- Home Healthcare (optional)
- Lifetime Income Rider (optional)
- Lower Growth Potential
Take a Look at What We Offer
Never settle for less than what you deserve!
Let’s take a look at some of the areas you and your financial professional may want to focus on when planning for a remarkable retirement.
Grow Your Money
Keep your money growing
When the time comes, what will it take to make your retirement remarkable? You want to feel confident the money you’ve saved will empower you to live the life you’ve always imagined. Whether that means traveling the world or simply enjoying your own backyard, now’s the time to focus on growing your savings to reach your retirement goals.
Create Income
Have enough for retirement
Will your retirement income last as long as you need it to? And will it be enough for the life you envision? These are common questions, especially as people live longer.
Whether you have just started thinking about sources of guaranteed income — like Social Security and pensions — or have already started receiving benefits, it can be difficult to know if they’ll be enough. With the help of your financial professional, you can find the best ways to help fill any income gaps.
Unique & Customized
No one-size-fits-all
As a general rule of thumb, financial experts suggest:
- Saving up enough to cover around 70% to 80% of your current pre-retirement income.
- If you earn $100,000 annually, for example, this would give you a goal of $70,000 to $80,000 for every year you anticipate being in retirement (typically 30 years or more).
But the reality is, there’s no one-size-fits-all number for what every person’s retirement savings should be. To help you get a better understanding of how much retirement income you may need, a retirement planning worksheet can help you make sense of the numbers.
Protect Your Savings
Making sure you’re covered
Preparing for retirement isn’t just about figuring out where you want to live, or deciding if you’re the type of person who likes cruises. It’s also about protecting the savings you’ve worked so hard to build and leaving a lasting legacy for your loved ones. To help reach these goals, you may be looking for ways to add growth potential, guaranteed income and legacy protection into your retirement plan.
Our Partners
A strong partner lays the groundwork for lasting success!
Frequently Asked Questions
Commonly asked questions that you might find helpful!
What is a guaranteed income annuity?
A guaranteed income annuity is a financial product that provides a fixed, reliable income stream for a specified period or for life, ensuring you never outlive your savings. This annuity eliminates the risk of market volatility affecting your income, offering peace of mind during retirement.
Our firm helps tailor these annuities to fit your needs, giving you the security of predictable income without the worry of market fluctuations.
How do annuities protect me from market risk?
Annuities provide features that offer protection from market risk by possibly offering a guaranteed return, regardless of stock market performance. This means that even during market downturns, your income remains stable.
We specialize in selecting annuity options that shield you from market volatility while ensuring a steady income stream, so you can enjoy a comfortable retirement without the fear of losing your hard-earned savings.
What are the benefits of guaranteed income in retirement?
Guaranteed income ensures that you have a reliable cash flow throughout retirement, no matter how long you live. This eliminates the fear of running out of money and provides you with financial stability.
By choosing our firm, you gain access to expert guidance on selecting the best guaranteed income strategies, such as annuities, which are tailored to your lifestyle and financial goals, giving you confidence in your retirement plan.
How do I know if an annuity is right for me?
An annuity can be a great choice if you want a predictable, steady income during retirement without worrying about market risk. Our firm helps you assess your financial goals and retirement needs, so we can recommend the right type of annuity, whether it’s for lifetime income or to supplement other retirement savings.
We’ll walk you through the pros and cons of different annuities, ensuring you choose the option that provides the best value and security for your future. Remember our firm is a fiduciary so we will always recommend solutions in your best interest.